Pricing
Tailored to fit businesses of any size
Standard Package
Access to complete open banking data platform to enhance your business decisions
£250.00 /month
Includes up to 455 customers, then £0.55 per customer / month
Enterprise
Designed for larger businesses with unique needs and a higher volume of customers.
- Volume discounts
- Multi-product discounts
- Priority support
- Custom SLAs
What’s included
The Standard package is designed to provide the essential features of our open banking platform, making it the ideal way to begin your open banking data journey.
Account Holder Verification
Personal details are 100% accurate and confirmed by the bank within one quick interaction
Bank Account Details
A proper account number, sort code, credit-line information, and more...
Transactions
Access all transactions and statements of your customers directly from their bank
Balance Check
Instant access to customer’s finances and their bank account balances
Transaction Categorisation
Personal & Business. 100+ categories for personal and business underwriting
Teammates
Designed for your team’s collaboration. Five team member seats included.
Data Product
Move faster with an integrated suite
Account Check
Verify account data in seconds. Automate bank account ownership verification and prevent fraud.
Full Name
Bank Account
Details
£50.00 /mo
unit price: £0.10
Transactions
Extract real-time transactions directly from the bank with balance.
Standardized Data
Balance Check
Incomes
Expenditures
£50.00 /mo
unit price: £0.15
Categories
Categorise personal and business data with 100+ categories
100+ categories
+95% accuracy
£150.00 /mo
unit price: £0.30
Income Check
Verify customers’ income from multiple sources quickly and seamlessly. Ensure the safety of your business.
Expected amount
Expected pay date
For traditional payroll and gig workers
Directly from any source
In-depth analytics at your fingerprints
£100.00 /mo
unit price: £0.20
Transactional Intelligence
Hundreds of metrics created to enrich your data
Core
- Cash Flow Summary
- Income & Expenditure Analysis
- Top Recurring Transactions
- Financial Markers
- Events and Alerts
- Balance history & forecast
£300.00 /mo
unit price: £0.30
PlankyGPT Add-on
- Ask for any data you need
- Create new metrics
- Understand customer better
Input:
£0.0125 / 1K tokens
Output:
£0.0375 / 1K tokens
Affordability Add-on
- Include accurate verified data
- Automated processes
- Advanced calculations
£50.00 /mo
Decisioning engine Add-on
- Build your own credit rules
- All easy and automated
- Excellent transparency
£50.00 /mo
Teammate seat plan
5 seats included
Each next one: £5.00
You've got the questions...
We've got the answers!
Whatever your business, you can benefit from open banking
What are my payment options? Can I use a credit card or invoicing, or both?
You can use your credit card or other payment card to pay for any plan. Alternatively, if you sign up for our annual subscription and plan to spend a minimum of £2,400 per year, we can invoice you accordingly.
Is there a service fee or minimum commitment?
We offer a 14-day free trial period with full access to all our products for you to try Planky. During the trial, our Support Heroes are on hand with premium support from day one to help you understand how to use our open banking platform. The free trial period allows you to discover Planky and the Open Banking services we offer, and how they can help you build business growth.
After the 14-day free trial period, you can decide to subscribe to our Standard plan for a £250 monthly commitment, or opt for our Enterprise plan, which includes custom pricing and a range of extra features.
Do you charge a fee per bank account or per user?
We charge per user, per month, which allows a user to connect as many bank accounts as they wish without being charged more fees.
For enterprise customers we have tailored pricing for your business model and needs.
Can a user connect more than one bank account?
Yes, one user can connect as many bank accounts as they wish.
How often is bank account data refreshed?
Our Standard plan allows for your data to be refreshed twice a day. Our Enterprise plan allows your data to be refreshed as many times as you wish.
Is the PIS product available?
We are currently in the process of building a PIS product, which will handle standard and recurring payments. Please contact us for more details.
How does Planky access bank account data?
We access PSD2 data via the bank account’s dedicated interfaces. We do not use any screen scraping techniques.
What products can I use with Planky’s AISP licence?
You can use our AISP licence with all of Planky’s products. However, to display end user transaction data, you will need to be a Planky agent and regulated by the FCA. The registration process is simple and easy to complete, and your application is processed within a few weeks.
Can I become a PSD2 agent using the Planky AISP licence?
Yes, you can become a regulated Planky PSD2 AISP agent. The application is simple and easy to complete, and the process takes a few weeks. Our Support Heroes are on hand to help you with all the necessary steps.
What if I have my own PSD2 licence? Can I still use open banking with Planky?
If you have your own PSD2 AISP licence, you can still register for Planky’s open banking certificates. Contact us for more details.