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Pricing

Tailored to fit businesses of any size

Standard Package

Access to complete open banking data platform to enhance your business decisions

£250.00 /month

Includes up to 455 customers, then £0.55 per customer / month

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Enterprise

Designed for larger businesses with unique needs and a higher volume of customers.

  • Volume discounts
  • Multi-product discounts
  • Priority support
  • Custom SLAs
Contact sales

What’s included

The Standard package is designed to provide the essential features of our open banking platform, making it the ideal way to begin your open banking data journey.

Account Holder Verification

Account Holder Verification

Personal details are 100% accurate and confirmed by the bank within one quick interaction

Bank Account Details

Bank Account Details

A proper account number, sort code, credit-line information, and more...

Transactions

Transactions

Access all transactions and statements of your customers directly from their bank

Balance Check

Balance Check

Instant access to customer’s finances and their bank account balances

Transaction Categorisation

Transaction Categorisation

Personal & Business. 100+ categories for personal and business underwriting

Teammates

Teammates

Designed for your team’s collaboration.

Data Product

Move faster with an integrated suite

account-check

Account Check

Verify account data in seconds. Automate bank account ownership verification and prevent fraud.

Full Name

Account Check instantly provides you with the verified personal information of your customers. Personal details are 100% accurate and confirmed by the bank within one quick interaction.

Bank Account

A proper account number, sort code, credit-line information, and more – this is the type of bank information you can get via the Account Check application.

Details

Personal details and bank account details are not enough? Account Check also provides you with a customer’s date of birth, mobile phone, or e-mail address.

£50.00 /mo

unit price: £0.10

transactions

Transactions

Extract real-time transactions directly from the bank with balance.

Standardized Data

Consistency is key. The tool gathers and processes data from any source and visualizes it in the most convenient way.

Balance Check

Get instant access to customer’s finances and their bank account balances. Verify whether they can afford your product.

Incomes

Automatically access customers’ incomes and verify the income sources. Be sure about their financial conditions.

Expenditures

Get to know your users’ spending patterns better. See how your customers manage their finances and make data-driven lending decisions.

£50.00 /mo

unit price: £0.15

categories

Categories

Categorise personal and business data with 100+ categories

100+ categories

Categories has been designed for both individual and business underwriting. Leverage them to better understand customer behavior and accurately assess their affordability and financial condition.

+95% accuracy

Our advanced solution categorizes your transactions with over 95% accuracy, ensuring precise organization of your financial data. Save time and reduce manual effort with automated, reliable categorization. Trust our system to streamline your transaction management with ease.

£150.00 /mo

unit price: £0.30

income-check

Income Check

Verify customers’ income from multiple sources quickly and seamlessly. Ensure the safety of your business.

Expected amount

Verify the future amount of income a particular customer will receive.

Expected pay date

Use pattern recognition to know when certain money streams occur in a customer’s bank account.

For traditional payroll and gig workers

No matter what the source of income of your customers is. Income Check confirms incomes in seconds, automatically.

Directly from any source

With Income Check, you can quickly confirm real-time account data, as well as their revenue and expenses.

In-depth analytics at your fingerprints

Group similar incomes together and enrich data to get the full picture of your customer’s financial situation and credibility.

£100.00 /mo

unit price: £0.20

transactional-intelligence

Transactional Intelligence

Hundreds of metrics created to enrich your data

Core

Use a library of metrics with data based on the underlying transaction information from the bank and give it additional value. Our Transactional Intelligence tool comprises the following dimensions:
  • Cash Flow Summary
  • Income & Expenditure Analysis
  • Top Recurring Transactions
  • Financial Markers
  • Events and Alerts
  • Balance history & forecast

£300.00 /mo

unit price: £0.30

PlankyGPT Add-on

Large Language Models for Financial Services
  • Ask for any data you need
  • Create new metrics
  • Understand customer better

Input:

£0.0125 / 1K tokens

Output:

£0.0375 / 1K tokens

1 token is approximately 4 characters or 0.75 english word

Affordability Add-on

Verify customers’ income and expenses to level up your affordability assessments
  • Include accurate verified data
  • Automated processes
  • Advanced calculations

£50.00 /mo

unit price: £0.10

Decisioning engine Add-on

Make quick, accurate credit decisions, automatically
  • Build your own credit rules
  • All easy and automated
  • Excellent transparency

£50.00 /mo

Teammate seat plan

Start with our free team plan, which includes 1 seat, and easily add more team members for just £10.00 each. The perfect solution for growing your business at your own pace!

1 seat included

Each next one: £10.00

You've got the questions...
We've got the answers!

Whatever your business, you can benefit from open banking

What are my payment options? Can I use a credit card or invoicing, or both?

You can use your credit card or other payment card to pay for any plan. Alternatively, if you sign up for our annual subscription and plan to spend a minimum of £2,400 per year, we can invoice you accordingly.

Is there a service fee or minimum commitment?

We offer a 14-day free trial period with full access to all our products for you to try Planky. During the trial, our Support Heroes are on hand with premium support from day one to help you understand how to use our open banking platform. The free trial period allows you to discover Planky and the Open Banking services we offer, and how they can help you build business growth.

After the 14-day free trial period, you can decide to subscribe to our Standard plan for a £250 monthly commitment, or opt for our Enterprise plan, which includes custom pricing and a range of extra features.

Do you charge a fee per bank account or per user?

We charge per user, per month, which allows a user to connect as many bank accounts as they wish without being charged more fees.

For enterprise customers we have tailored pricing for your business model and needs.

Can a user connect more than one bank account?

Yes, one user can connect as many bank accounts as they wish.

How often is bank account data refreshed?

Our Standard plan allows for your data to be refreshed twice a day. Our Enterprise plan allows your data to be refreshed as many times as you wish.

Is the PIS product available?

We are currently in the process of building a PIS product, which will handle standard and recurring payments. Please contact us for more details.

How does Planky access bank account data?

We access PSD2 data via the bank account’s dedicated interfaces. We do not use any screen scraping techniques.

What products can I use with Planky’s AISP licence?

You can use our AISP licence with all of Planky’s products. However, to display end user transaction data, you will need to be a Planky agent and regulated by the FCA. The registration process is simple and easy to complete, and your application is processed within a few weeks.

Can I become a PSD2 agent using the Planky AISP licence?

Yes, you can become a regulated Planky PSD2 AISP agent. The application is simple and easy to complete, and the process takes a few weeks. Our Support Heroes are on hand to help you with all the necessary steps.

What if I have my own PSD2 licence? Can I still use open banking with Planky?

If you have your own PSD2 AISP licence, you can still register for Planky’s open banking certificates. Contact us for more details.

Friendly Score UK Ltd.

84 Brook Street

London W1K 5EH

Call us on +44 20 3709 6726

Company registered in England

Company number 09168668, ICO ZA111687, VAT registration number 206 9758 80, Authorised and Regulated by the Financial Conduct Authority.

(FRN: 821100, 781963)

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