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categories-iconCategories

Categorise personal and business data

Make smarter business decisions based on verified data confirmed by banks. Reduce underwriting time and boost efficiency

Get Started
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance
FleetcorIFSThe Co-op Credit UnionMagnitude FinanceDSG Financial ServicesSunshine MobileRental GoodsVorensysIncutoLove FinanceUnity Auto Finance

Accurate, error-free solution

What’s in Categories for you

The same transaction has a different meaning and value to different customers and businesses. Categories enable you to understand your customers. The tool gives you a clear view of what they can afford to borrow and what they are able to repay.

Understand your customer financials

Understand your customer financials

Effectively analyze and use massive amounts of data and produce real-time insights on your customers’ financials and transactions.

Give the right context to the data

Give the right context to the data

Improve transaction enrichment placing financial data in the right context. Bring your own models so that you get the data that you need to see.

Increase conversions and boost sales

Increase conversions and boost sales

Skyrocket the customer experience and improve customer satisfaction. Quickly and easily turn users into loyal customers.

Reduce defaults and minimize underwriting time

Reduce defaults and minimize underwriting time

Automate processes to save time and eliminate human error. Move decision-making processes to an entirely new level.

Categories for Affordability purposes

Categories has been designed for both individual and business underwriting. Leverage them to better understand customer behavior and accurately assess their affordability and financial condition.

ExpenditureRECURRING INCOMEDIRECT DEBITSSCHEDULED ORDERSINCOME BY CATEGORIESALL INCOMECategory glocCategory 12- £120.0060%10%10%10%10%- £120.00- £120.00- £120.00- £120.00Category NameSubcategory NameCategory loremCategory ipsum sum10%- £120.00Apple.com/billApple.com/billCurrysCurrysLorem ipsum dolor sumLorem ipsum dolor sum- £120.00£120.00£120.00£120.00£120.00BALLANCE:BALLANCE:BALLANCE:BALLANCE:- £120.00- £120.00- £120.0012 Mar. 201912 Mar. 201912 Mar. 201912 Mar. 2019FixedFixedFlexibleFixed£4,543.00£4,543.00£50.00AccountConsistencyAccountConsistencyAccountConsistencyRegularityRegularityRegularityLongevityLongevityLongevitySomewhatconsistentSomewhatconsistentSomewhatconsistentHighlyregularHighlyregularHighlyregular3 months0 breaks3 months0 breaks3 months0 breaks646463878788252526SalarySalaryBenefitsWage for John DoeWage for John DoeHMRC child benefitMost recent: 9 Jan 2023Most recent: 9 Jan 2023Most Recent: 10 March 2023£1,000.00AccountConsistencyRegularityLongevitySomewhatconsistentHighlyregular3 months0 breaks648625InvestmentBank Giro Credit investmentMost Recent: 10 March 2023

Personal & Business. 100+ categories for personal and business underwriting

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

credit-repayment-icon

Credit Repayment

distribution-supply-chain-icon

Distribution & Supply Chain

food-drink-icon

Food & Drink

family-icon

Family

construction-icon

Construction

director-loan-icon

Director Loan

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

given-discounts-icon

Given discounts

cash-withdrawal-icon

Cash Withdrawal

cashback-icon

Cashback

professional-services-icon

Professional Services

education-icon

Education

financial-services-icon

Financial Services

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

accommodation-icon

Accommodation

accounting-bookkeeping-icon

Accounting & Bookkeeping

bank-charges-icon

Bank Charges

cash-deposit-icon

Cash Deposit

benefits-icon

Benefits

clothing-fashion-icon

Clothing & Fashion

Any source of data

No matter if you already have transactional data or not. With Categories, we can provide categories for financial data from any source. Our platform is intuitive and comprehensive – you can choose from ready-to-use categories or add your own ones.

Grant access to your data
All data is checked and processed
Top Recuring TransactionsEXPENDITURESINCOMES£4,543.00£50.00AccountConsistencyAccountConsistencyRegularityRegularityLongevityLongevitySomewhatconsistentSomewhatconsistentHighlyregularHighlyregular3 months0 breaks3 months0 breaks646387882526SalaryBenefitsWage for John DoeHMRC child benefitMost recent: 9 Jan 2023Most Recent: 10 March 2023£1,000.00AccountConsistencyRegularityLongevitySomewhatconsistentHighlyregular3 months0 breaks648625InvestmentBank Giro Credit investmentMost Recent: 10 March 2023Overall RatingCorrect£900£2,326.59£2,326.59£2,326.59£2,326.59£2,326.59Balance:Average Income:Average Cost:Net Balance:Fixed Cost:Flexible Cost:£3,543.59£3,543.59£3,543.59£3,543.59£3,543.59IncomeDisposable IncomeRentInsuranceBenefits10 Jun012312 Jun14 Jun16 Jun18 Jun20 Jun22 Jun24 Jun26 Jun28 Jun30 Jun01 Jul03 Jul05 Jul07 JulExpenditureRECURRING INCOMEDIRECT DEBITSSCHEDULED ORDERSINCOME BY CATEGORIESALL INCOMECategory glocCategory 12- £120.0060%10%10%10%10%- £120.00- £120.00- £120.00- £120.00Category NameSubcategory NameCategory loremCategory ipsum sum10%- £120.00Apple.com/billApple.com/billCurrysCurrysLorem ipsum dolor sumLorem ipsum dolor sum- £120.00£120.00£120.00£120.00£120.00BALLANCE:BALLANCE:BALLANCE:BALLANCE:- £120.00- £120.00- £120.0012 Mar. 201912 Mar. 201912 Mar. 201912 Mar. 2019FixedFixedFlexibleFixedYou receive a ready-to-use report

Planky solution:
Accuracy, Consistency, Reliability

What’s in the box

How Categories can boost your business

Categorisation is an AI-powered tool that uses Machine Learning algorithms to identify the type and purpose of transactions based on description, transaction amount, date and contextual metadata. This is how it can revolutionize your business.

Analyze millions of data points at once.

Increase revenue by accepting more applications faster.

Process transaction information from multiple sources.

Reduce financial risk and underwriting time.

Pre-qualify customer affordability.

Plan and control the budget better than ever.

Know your customers and their behaviors better.

Simplify reporting and build automated workflows and processes.

Manage customers efficiently.

Identify trends and opportunities to boost efficiency and reduce costs.

Personal and business categorisation

+100 categories for lending

+95% accuracy

Designed for developers

Created to start easily

Quick and easy integration makes Categories simple to use, even if you don’t have programming knowledge and skills.

Invite a CustomerSELECT CUSTOMER TYPEPersonCompanyInvite NewCUSTOMER DATAJohnFirst Namejohn@domain.comEmail000 000 000Phone000 000 000ReferenceDoeLast Name
108642019 JunInvitation Conversion%6113276Invitations Accepted Customer Conversion%49 13276Customers Reports Accepted923 Jun 2020Invite a CustomerSELECT CUSTOMER TYPEPersonCompanyInvite NewCUSTOMER DATAJohnFirst Namejohn@domain.comEmail000 000 000Phone000 000 000ReferenceDoeLast Name

Designed for business

No Code Solution

Access the Business Dashboard in one click and instantly invite customers to share their Account Holder data. All safe and secure.

Check how it works

Designed for developers

Powerful and easy-to-use APIs

Start using Categories in seconds with our single API integration. Explore the extensive documentation to learn more.

Use Cases

Categories enable you to create and manage transaction categories according to your preferences. See how you can make the most out of the platform.

Financial Services

Financial Services

Use enriched financial data to provide your customers with user-friendly, secure services. Get valuable insights into their financial conditions.

Lending

Lending

Verify your customers’ affordability based on their income sources and monthly expenses. Improve and speed up your lending decisions.

Start using Transactions right away

Sign up for the tools and instantly make use of Categories.

Get Started

Enriched financial data at the fingertips
Quick pre-validation of affordability
No defaults and human errors

Explore other products

We offer a variety of tailor-made solutions designed to make your financial services more attractive and efficient. See what you will find in Planky’s portfolio.

Account Check

Account Check

Verify customers’ and business partners’ banking data in seconds. Get their account data directly from the bank, legally confirmed and secure.

Explore
Transactions

Transactions

Confirm transactions of your customers easily and automatically. Get ready-to-use, real-time transactional information directly from the bank.

Income Check

Income Check

Verify your customers’ income from multiple sources. Confirm their revenue and expenses to get insights into their credibility.

Be up to date with technological news

Interested in our tools and how to maximize your revenue and customer experience? Don’t forget to visit our blog. Here’s a sneak peek of what our latest articles offer:

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London W1K 5EH

Call us on +44 20 3709 6726

Company registered in England

Company number 09168668, ICO ZA111687, VAT registration number 206 9758 80, Authorised and Regulated by the Financial Conduct Authority.

(FRN: 821100, 781963)

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