Transactions

Extract real-time transactions directly from the bank

Get accurate, bank-verified transactional data from a trusted source in one click

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What’s in for your business?

Enhance your digital product with verified transactional data that comes directly from the most trusted source – banks. Unlock an entirely new level of quality and innovation and speed up your time to market.

Standardized Data

Consistency is key. The tool gathers and processes data from any source and visualizes it in the most convenient way.

Balance Check

Get instant access to customer’s finances and their bank account balances. Verify whether they can afford your product.

Incomes

Automatically access customers’ incomes and verify the income sources. Be sure about their financial conditions.

Expenditures

Get to know your users’ spending patterns better. See how your customers manage their finances and make data-driven lending decisions.

Protect against fraud

Get data directly from the bank, manipulation-free. The data cannot be falsified so there is no risk of money laundering.

Standardized Data

Consistency is key. The tool gathers and processes data from any source and visualizes it in the most convenient way.

Balance Check

Get instant access to customer’s finances and their bank account balances. Verify whether they can afford your product.

Incomes

Automatically access customers’ incomes and verify the income sources. Be sure about their financial conditions.

Expenditures

Get to know your users’ spending patterns better. See how your customers manage their finances and make data-driven lending decisions.

Protect against fraud

Get data directly from the bank, manipulation-free. The data cannot be falsified so there is no risk of money laundering.

Planky solutions means
Accurate data, no human error, real-time access

The transactions tool adds value to your product thanks to enriched, real-time transaction data. In the blink of an eye, you get access to all trusted banks and financial institutions. All universal, automatic, without the risk of human error or manipulation. One-click is all you need to instantly access account credentials, balances, and transaction data from various bank accounts.

Transactions and much more!

Need access to the customer’s balance check, too? The Transactions tool also provides you with the customer’s current account balance, as well as their running balance after every single transaction they complete.

Identify customers at risk

Verify if your customer has enough money in their account. Protect your customers against users who are not likely to pay.

Boost the collection ratio

Make sure there are no errors on direct debits. Use accurate, real-time data to increase the collection ratio.

Reduce failed payments

Verify if a bank transfer or payment is possible to make before the transaction starts. No more failed payments!

Real-time

Help customers better manage their finances and reconcile accounts. Data is always in real-time, delivered directly from the bank, so you have full control over the feed. Since connections between Transactions and banks aren’t manual, consumers can see their recent transactions every time, with no delays.

Simplicity of operation

Experience an ultra-safe process that was designed with user experience in mind. Get up-to-date bank transactions of your customers and add multiple bank feeds that refresh on an ongoing basis. For some processes such as onboarding, one-time access with a simplified flow is enough.

What does the process look like

How can Transactions help your business?

Transactions is a simple, yet comprehensive tool for financial services. It allows businesses to instantly investigate their customers’ bank data and make smarter business decisions, based on real-time information.

Build high-value products

Increase the value of your product and speed up time to market. Transform raw transactional data into innovative and engaging features your customers will love.

Understand customers better

Create a better understanding of your customer base. See your customers’ income sources and spending habits to tailor your offer more efficiently.

Provide excellent customer experience

Increase the engagement of your target group by providing them with user-friendly, customizable tools. Add new features when needed to add more value to financial data.

Financial analyses

Support users in understanding and managing their finances. Provide excellent visibility of data in real time, without human error, all clean and standardized.

Boost sales

Reach more users by providing only trusted, bank-verified financial data. Give your customers the convenience and safety they desire.

Planky solutions means
All simple, secure & verified

Designed for developers

Created to start easily

Transactions is Planky’s tool designed for both startups and large-scale companies. We offer a fully scalable, innovative solution that enables you to access any transaction from any source. All quick and automated.

Designed for business

No Code Solution

Connect in a few clicks, without any developer knowledge or programming skills. No manual typing is required – connecting with Transactions is simple and fast.

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Designed for developers

Powerful and easy-to-use APIs

Integration with Transactions is easy, through a simple API. One line of code is everything to start connecting with hundreds of verified banks seamlessly.

Explore the docs

Use Cases

See the practical examples of how you can use Transactions to improve your daily operations and boost sales.

Anti-Money laundering

Monitor customers’ transactions such as transfers and withdrawals. Identify the origin of funds used for specific transactions (SOF) and track the overall source of customers’ wealth (SOW).

Consumer Underwriting

Make sure your customers are eligible to handle transactions. Quickly evaluate the risk associated with certain customers and automatically decide whether to approve or decline the application.

Start using Transactions right away

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Explore other products

We offer a variety of tailor-made solutions designed to make your financial services more attractive and efficient. See what you will find in Planky’s portfolio.

Account Check

Confirm the identity of your customer and monitor their financial data. Use verified data directly from the bank, delivered in seconds.

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